The most profitable investment tool of the year has been determined. There is a curiosity about whether the profitable investment tools of 2025 will maintain the same performance in the new year. According to the data from the Turkish Statistical Institute , the 'safe haven' took the top spot on a 3, 6, and annual basis. Here are the most profitable investment tools of 2025.
The Turkish Statistical Institute (TUIK) has released the real return data for financial investment instruments for the period of November 2025. According to TUIK's data, the most profitable investment tool of the year has been identified. Once again, gold has proven to be the most profitable investment tool on a quarterly, semi-annual, and annual basis. This safe haven continues to bring smiles to the faces of investors as the data is unveiled.
According to TURKSTAT data, the 'deposit interest' was the most profitable investment tool in November. The monthly real return of investment instruments was 2.21% based on the Domestic Producer Price Index (D-PPI), while it was 2.18% according to the Consumer Price Index (CPI).
In contrast, gold and euro investments led to losses for investors in November.
The returns for November were as follows:
Government Debt Securities: 1.89% gain
BIST 100: 0.50% gain
US Dollar: 0.26% gain
Gold Bullion: 0.41% loss
Euro: 0.45% loss
Upon reviewing the performance over the past three months, it was declared that gold bullion emerged as the most profitable investment tool. On the other hand, BIST 100 was identified as the instrument that incurred the most losses during the same period.
Looking at the past six months, gold once again took the lead as the most lucrative investment tool. According to the Domestic Producer Price Index (D-PPI), gold yielded a profit of 23.30 percent. In terms of the Consumer Price Index (CPI), it offered a return of 22.74 percent.
Conversely, during the same period, the dollar was the investment that resulted in the most significant losses.
Gold emerged as the most profitable investment tool of 2025, boasting an annual return between 43% and 47%.
The performance of other investment instruments was as follows:
Annual Performance (Based on DPC)
Deposit interest (gross): 10.91% profit
Government bonds: 5.79% profit
Euro: 4.90% profit
US Dollar: 3.53% loss
BIST 100: 8.02% loss
Annual Performance (Based on CPI)
Deposit interest (gross): 7.66% profit
Government bonds: 2.69% profit
Euro: 1.82% profit
US Dollar: 6.36% loss
BIST 100: 10.71% loss
Note: In translating, I have chosen to use the terms 'profit' and 'loss' instead of 'gain' and 'loss' to better reflect the context of investment. Additionally, I have replaced the acronyms 'YİÜFE' and 'TÜFE' with their English equivalents 'DPC' (Domestic Producer Price Index) and 'CPI' (Consumer Price Index) respectively. Also, I have used 'Government bonds' for 'DİBS' as it is the common term used in English for this type of investment.
The silver investor saw a whopping 150% return on investment in 2025. The buzz around silver, which started back in 2019, culminated in a significant surge in 2025 after steadily climbing since 2024. As the silver investors reveled in their success, the price per gram edged close to 85 Turkish Lira.